Tuesday, August 26, 2008

FW: job opening for the position of accounts receivable officer (APPLY NOW)

This is a great spam email... From Ashley furniture.. Sounds nice and
They want you to fill out their form and give you all sorts of personal

Sounds pretty bad to me. Ashley scam artist / spam furniture.

-----Original Message-----
From: ASHLEY FURNITURES INC [mailto:admini@ashleyfurnitures.com]
Sent: Friday, August 22, 2008 5:12 PM
Subject: job opening for the position of accounts receivable officer (APPLY


Dear Sir/Madam,

We have a job opening for the position of accounts receivable position.Would
you like to work from your home and get paid weekly? We are offering this
position to all interested applicants. Please carefully read through.

ASHLEY FURNITURE COMPANY is a well established Manufacturing Firm,That
delivers delivering high quality precision furnitures products to some of
the largest and best known companies in far back Asia ,the Regions Of
America and Rest of The world for a long time. You will find our high
quality furnitures in the BEST products on the market today.

We serve the entire United States and a growing export market,particularly
in the supplies of selected products. Superior products including Sofas &
Loveseats,Bedding Ensembles, Chairs & Ottomans. Your primary task for now ,
as a representative of the company is to coordinate payments from customers
and help us with the payment process.You are not involved in any sales. Once
orders are received and sorted we deliver the product to a customer. After
this has been done the customer has to pay for the products but in most
cases we make our clients prepay for orders or items they order for.

About 90 percent of our customers prefer to pay through Certified Checks or
Money Orders drawn from the United State based on the amount involved.We
have decided to open this new contract -to-hire job position for solving
this problem.

Your First Primary task(Collection of Payments):

1. Receive payment from our Customers or Clients.
2. Cash Payment at your Bank or any cashing facilities near you.
3. Deduct 10 % which will be your percentage/pay on Payment processed 4.
Forward balance after deduction of percentage/pay to any of the offices you
will be contacted to send payment to, You'll have a lot of free time doing
another job, because this job is part time, you'll get good income.
But this job is very challenging and you should understand it. We are
considering your application because you satisfy our requirements and we are
sure you will be an earnest assistant till we start running our branch
office in your state.

Get back to us with information below , so that we can add your mailing
address to our Regional database and forward it to our customers for them to
send payments.

First name...................
Middle name..................
Last name....................
Address Line 1(Not P.O Box)...............
Address Line 2...............
Zip/Postal code..............
Marital Status...............
Home phone...................
Cell phone...................


Your response to this email is needed , so that we can reconfirm yourmailing
address details we have in our database.We will be updating you as soon as
the payment is being sent to you and you will be directed as to where to
have the remaining 90% of the money sent to, after the deduction of your 10%
pay on any payments received and processed by you.

A swift acknowledgement of the receipt of this email will be appreciated.

Thanks For Your Total Understanding.
James Douglas,
Staffing and Recruiting Dept,
Regional Manager,


N.B:Note: We will never ask you for anything more than that which we have
stated above. No bank names, No bank account number, routing number, credit
card, passwords, SSN# etc. If anyone asks for those on our behalf please do
not give out this info.This is to ensure your security and non involvement
in cases of Identity theft.



Spam from britain and NIGERIA..

It all sounds so important to me.
ABUJA... Whatever the heck that means?!!

-----Original Message-----
From: RICHARD GOZNEY [mailto:bhcommission@fco.gov.co.uk]
Sent: Tuesday, August 26, 2008 3:28 PM
To: admin@express-advertising.com

Metro Plaza, Plot 991/992
Zakari Maimalari Street
Cadastral Zone AO,
Central Business District, Abuja.
TEL: +234 806 8936254
E-MAIL: brithighcomm1@live.com


The BRITISH High Commission in Nigeria,Benin Republic,Ghana and Burkina
Faso received a report of scam against you and other British/US citizens
and Malaysia,Etc. whom the country of Nigeria/Benin,Burkina faso

And Ghana have recompensed you due to meeting held with Four countries
Government and the world high commissions against fraud activities by the
Four country Citizens.

Your name and the names of those victims whom emails address i have sent
along for your perusal was listed by the Nigeria Financial Intelligent Unit
(NFIU). A recompensation has been issued out in ATM CARD to all the affected
victims and has been already in distribution to all the bearers. Your ATM
CARD was among those that was reported undelivered as at on Friday and we
wish to advise you to see to the instructions of the Commitee to make sure
you receives your ATM CARD immediately for your depositing into your

NFIU further told us that the use of Nigeria Couriers and the Benin was
abolished due to interception activities noticed in the above mentioned
courier services in Benin,Nigeria and Ghana and thereby have made a concrete
arrangement with the DHL Courier Company for a safe delivery to your
door-step once the beneficairy meets up the demand of the conveyancy.

We advise that you do the needful to make sure the NFIU dispatches your
recompense on Monday. You are assured of the safety of your draft and
availability and be advised that you should stop further contacts with all
the fake lawyers and security companies who in collaboration scammed you.
Call me at: +234 806 8936254 immediately to check if the delivery date suits

Yours in Service,

Mr. Richard Gozney

Saturday, August 23, 2008


O MG... this spam kills me...
If I get another one of these....
People's please don't be fooled by these scammy emails.
Our Ref: HSBC-0XX2/482/08
Attention: Honorable Beneficiary,
                                                                                            IMMEDIATE PAYMENT NOTIFICATION VALUED AT US$5.6 MILLION
It is my modest obligation to write you this letter as regards the authorization of your owed payment through our most respected financial institution (HSBC BANK PLC). I am Mr. Jeffrey Dean, The Director, Foreign Operations Department, HSBC Bank Plc, UK. The British Government in conjunction with US GOVERNMENT, WORLD BANK, UNITED NATIONS ORGANIZATION on foreign payment matters has empowered my bank after much consultation and consideration to handle all foreign payments and release them to their appropriate beneficiaries with the help of a representative from Federal Reserve Bank of New York.
As the newly appointed/accredited International Paying Bank, we have been instructed by the World Governing Bodies together with the Committee on International Debt and the Board of Foreign Winnings, Inheritance and Contract Review Panel to release your over due funds with immediate effect; with this exclusive Vide Transaction No.: WHA/EUR/202 and Transfer Allocation No.: HSBC/X44/701LN/WGB/GB, Password: 339331, Pin Code: 78569, Certificate of Merit No: 104, Release Code No: 0876; Immediate HSBC Telex Confirmation No: -222568; Secret Code: XXTN014.Having received these vital payment numbers, you are instantly qualified to receive and confirm your payment with the United Nation immediately within the next 48hrs.
Be informed that we have verified your payment file as directed to us and your name is next on the list of our outstanding fund beneficiaries to receive their payment before the end of this first term of the year 2008. Be advised that because of too many funds beneficiaries due for payment at this first quarter of the year, you are entitled to receive the sum of Five Million Six Hundred Thousand United States Dollars (US$5,600,000.00) only, as part payment so as to enable us pay other beneficiaries. To facilitate with the process of this transaction, please kindly re-confirm the following information below:
1) Your full Name and Address:
2) Phones, Fax and Mobile No. :
3) Profession, Age and Marital Status:
4) Copy of any valid form of your Identification:
Upon our receipt of the above mentioned information, your payment will be processed and released to you without delays. Be also informed that you are required to discontinue further communication with any other person (s) or office so as to avoid disstortion of data, you are required to provide the above information for your transfer to take place through Bank to Bank Remittance directly from HSBC Bank.
Your prompt response to the above directive is highly imperative
Yours truly,
Mr. Jeffrey Dean
The Director, Foreign Operations Department
HSBC Bank Plc, UK.
Direct HSBC Telephone Number: +44-703-196-2137
Fax Number: +44-870-495-6761

Friday, August 22, 2008


OMG... This spammy person is going to die if you don't give her some help.
I would like to meet the people who sit and take time to write these spammy

Again... This is spam!!

-----Original Message-----
From: Maria Johnson [mailto:maria@info.com]
Sent: Friday, August 22, 2008 8:51 AM
To: undisclosed-recipients:


My name is Mrs. Maria Johnson.I am a dying woman who had decided to donate
what I have to you. I am 59 years old and was diagnosed for cancerabout
2years ago,immediately after the death of my husband, who had left me
everything he worked for.I have been touched by God to donate from what I
have inherited from my late husband to the you for the good work of
God,rather than allow my relatives to use my husband's hard earned funds
ungodly.I will be going in for an operation,and i pray that i survive the
operation. I have decided to WILL/donate the sum of $10,500,000(Ten million
five hundred thousand dollars) to you for the good work of the lord,and to
help the motherless,less privileged and also for the assistance of the
widows.Presently,I have informed my lawyer about my decision in WILLING this
fund to you.I wish you all the best and may the good Lord bless you
abundantly, and please use the funds well and always extend the good work to

Kindly Contact my lawyer through this email address
(walter_ashdownlawfirm2008@yahoo.com.hk) or you can call his private line
+447024053733. if you are interested in carrying out this task,so that
can arrange the release of the funds ($10,500,000.00) to you. My lawyer's
name is Barrister Walter Ashdown.I know I have never met you but my mind
tells me to do this,and i hope you act sincerely.

Thank you and God bless you.

Maria Johnson

Thursday, August 21, 2008

FW: Payment Notification

Will these ever stop?
How dumb do people think we are?

This is an obvious scam letter.

-----Original Message-----
From: CYNTHIA RUTHFORD [mailto:cynthiaruthfoard@gmail.com]
Sent: Thursday, August 21, 2008 6:44 AM
Subject: Payment Notification

Continental Bank Plc

Attn: Beneficiary,

I am Mrs Cynthia Ruthford ,the manager foreign operation remittance
Department of this bank.

We wish to bring to your notice that my office has taking over all the money
transaction which originates from any part of Africa,United States, Asia
and European countries as Contract payment and Fund inheritance due to
unauthorized/incapability of financial institutions/security companies In
releasing such huge sum of money due to Fraud, terrorist and money Laundry
activities going on world wide.

The World Bank Group has Mandated the Continental Bank Plc via my Office to
release such contract/inheritance funds to beneficiaries through direct
Telegraphic Wire Transfer banking system,Hence Your Name appears as one of
The fund beneficiaries whom their fund was successfully cleared recently
From Terrorist and Money laundry and your money will be released to you
Through direct Telegraphic Wire Transfer to avoid paying excess charges.

As regards to this arrangement,you are advised to contact the telex
director Dr Admin Jibunor via her direct email; adimjibunor@gmail.com to
transfer your fund into your bank Account that you would provide.

You are therefore advised to forward your direct telephone numbers,Your
complete name and your mailing address including your Banking Details to Mrs
Linda Brown for Immediate release of your Six Million Two Hundred Thousand
United States Dollars Only (US$6.200,000.00)

Therefore be aware that your funds will have a hitch free claim once you
follow all banking directives

Finally, respond to this mail immediately including the required

Sincerely yours,
Mrs Cynthia Ruthford
Continental Bank

Wednesday, August 13, 2008

Brain Fitness - Part 1

Chronos Apollo
August 12, 2008
Dear Monty, 

I have been planning this newsletter 'Brain Fitness' for over a month now. As with most; I allowed my life to get in the way and procrastinated.
You know how they say 'things happen for a reason'?
Well; the last 2 weeks have been a whirlwind for me; and one of the things that happened, I would like to share with you.
FIRST: My patients' Karen and John need your good thoughts.
 Please say a small prayer (or ask the Universe) for strength and health for them both.
Karen and John's story:
3 weeks ago, they were living life as usual. They have 4 dogs, and 2 horses. They are a loving couple, devoted to each other.
2 weeks ago, Karen had symptoms of a stroke.
I know she won't mind me telling you all this: she felt something was wrong for quite a few days before this; BUT DIDN'T WANT TO TELL JOHN, OR ADMIT THAT THERE WAS SOMETHING WRONG.
It turns out that Karen had a brain tumor that bled; and she is now paralysed on her left side.
(Oh, she walked into the ER with John's help; refusing a wheelchair. He says he is OK with looking like a very bad husband for 'allowing her to walk into the ER'.)
She is being a shining example of strength; with smiles and many stories.
When I saw her, I asked her 'How are you'; and she replied, 'Not quite how I thought I would spend my long weekend'. She went on to say that instead of complaining, and bringing everyone around her 'down', she chooses to be happy and make the best of her situation.
Why am I telling you all this:
Well, let's look at the obvious.
Don't practice denial
Women, in all my 15 years of working in Emergency departments; ALWAYS MINIMISE THEIR PROBLEMS; IGNORE THAT SOMETHING COULD BE WRONG, AND PRESENT LATE.
No matter what is wrong, we wait too long to do anything THAT COMES TO TAKING CARE OF OURSELVES.
And I am as guilty as everyone of you who does the same.
So, let's make a pledge today, to be pro-active; and look after ourselves; and seek help at the first sign of something being amiss.
YES. Attitude is everything.
I have been reading a lot on personal development, watched 'The Secret' a second time, am listening to Stephanie Franks ('The Accidental Millionaire - her story of attitude and success; and talks a lot about personal attributes that lead to success -  I believe that health; personal success, financial success, relationship success; and spiritual success all have the same principles/ foundation).
Our mind can really change the outcome of MANY situations.
'If you change the way you look at things, the things you look at change'.
Let's remember the power of our minds.
I'm sure there are more appropriate quotes - please send me quotes I can use: Let's collect them for Karen to support her.
I will send all your 'quotable quotes' to her and John.
* When you are under high stress, your cortisol levels elevate. This can contribute to poor memory (that you may only notice when you answer specific questionnaires; or find that you only remember 8 things instead of 14 things without writing it down - point is; you can still be 'highly functioning'; but less high that you used to!)
High cortisol impairs quality of sleep; and sleep deprivation makes your brain more tired and less agile.
* Reading, and actively engaging your brain in activities like crosswords, word games, mental arithmetic (brain exercises) help maintain brain fitness.
* Concussion or head injury increases your risk for Alzheimer's disease 2-fold.
* Estrogen is important to prevent Alzheimer's disease in both men and women.
Next newsletter will cover more.
In the meantime:
For those of you who have not had a Health Assessment at Chronos Apollo yet:
We are offering a 'Healthy Living' SCREENING service.
(This is different from our usual 2.5 hour intake process).
Until August 31, 2008:
Receive a complete blood test evaluation to assess your health situation. I will also request a bone density, mammogram, ultrasound, and screening test for colon cancer.
I will do a complete physical examination (covered by Alberta Health care) on every person who wants to protect their health .
(30 minutes out of your day's activities, and travel time - can you afford NOT to spend this time?)
Once your results are available:
See Dr. Lo ND or Dr. Drobot ND to get onto the path towards Healthy Living.
(another 30 min)
See Dr. Elena for information on lowering your risk for cancer (another 30 -45min)
You will receive a 'report' on our findings.
We have FREE parking, so no excuses.
(Naturopathic Medicine and health/ nutrition counselling are not insured by AHC.
Your investment for this service is $275)
Please call now: (403) 237 2353 to book your appointment.
Please ask for the Healthy Living Screening appointment.

Let's put it in perspective:
- BREAST CANCER:>500 000 deaths per year.
- COLORECTAL CANCER: 665 000 deaths per year.
So, let us think of Karen and allow me to use her story to remind every one of you to focus on health; get checked; even if it is time out of your day; or your hectic schedule.
Remember that you need strong immunity to protect you from cancer cell growth.
STRESS also affects your risk for cancer in the following ways:
- promotes insulin resistance, and this causes certain cancer cells to grow more quickly.
- causes weight gain which is directly implicated in certain cancers eg. colon cancer, endometrial cancer.

 Acupuncture and hypnotherapy are helpful in winning at quitting smoking. www.chronosapollo.com/accupuncture.aspx
(Remember, it is not 'quitting' but 'GAINING' health.)Exercise can improve your immunity. It promotes healthy circulation and healthy oxygenation of cells.
Yoga is scientifically proven to reduce stress.
Anti-oxidants protect your DNA from free radical damage and precancerous change.
High fibre will keep your gut regular and lower your risk of colon cancer

Thank you for reading my newsletters. I will make the next one 'more meaty' with information and hints. Tonight, it was all about Karen, and John; and what we can learn from their story. And how we, at Chronos Apollo, want to help you stay healthy. Enjoy your loved ones; and your life to the fullest.
I see the most amazing stories of love in the Emergency Department; and through the lives of my patients. I am honored and blessed to be allowed the view and inspiration.
To John and Karen: Thank you for sharing your story, your faith and your love for each other; and your strength with me; and with all my readers of this newsletter.
Dr. Natasha Iyer

Dr. Natasha Iyer @ Chronos Apollo
Chronos Apollo
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Chronos Apollo | Suite 518 922-5Ave SW | Calgary | Alberta | T2P 5R4 | Canada

Tuesday, August 12, 2008

FW: Your August TransUnion Newsletter

Your August TransUnion Newsletter. Click here for TransUnion Credit Monitoring.
Can't see images? Click Here.
TransUnion Credit Care Monthly August 2008
Hello, Monty!
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A note from the editor
It's August. Besides thinking about vacations and how much longer we have to put up with mosquitoes, our attention turns to the inevitable: going back to school. Whether you have a child who's going off to college or university, one in high school, or if you are a big kid yourself, it's really important to add healthy credit usage to the list of essential life skills.
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Online learning offers many options

Your credit might be in order but is your career? If getting a degree is the only thing standing between you and the job of your dreams, consider online learning. With online education, you're in charge of your schedule.  Some employers reimburse tuition expenses and don't forget—a degree might mean a higher salary! Online learning offers a wider choice of programs and degrees than ever before…you don't have to go off to college to get a great education anymore!

This month's featured article
college student
Back to School: Credit Strategies for College Kids and Adults Alike

This is the time of year your soon-to-be high school
graduate is probably making some decisions about university or college—if not what to study, at least where. For many, it may be the first time away from home, the first time they are forced to pick up after themselves or do their own laundry. It's also a moment when many parents decide to give their child a credit card for the first time, or co-sign for one. You want to make sure your child learns to use credit safely and responsibly. After all, this is the first step on the road toward building a healthy credit score that could someday lead to buying a car or a house. Though it may be hard to imagine your youngster someday buying a house, by covering a few credit basics, you help to ensure he or she starts out on the right path—and perhaps is less likely to make costly mistakes!  

If you know college kids who have time to go shopping, it might mean they're not studying enough! That's where credit cards come in—offering the convenience of online shopping as well as the opportunity to start creating a sound credit history. If you're the one who's paying the bills later, credit cards give you (or the student) a way to track and protect those purchases, as well as financial resources in an emergency. In the last few years, there has been no shortage of sign-up opportunities as credit card companies are a staple on campuses across the country.

A little guidance goes a long way
Beginning credit customers may need guidance; they might not realize that bills not paid in full result in something called "interest charges," and credit is best used as a valued resource, not a way of life (going south for Reading Week doesn't count as an "emergency").

It's easy, when spending "plastic," for youngsters to lose sight of the fact that this is real money which will result in actual bills, especially when you haven't yet had the experience of paying down a credit card balance month after month for purchases you made so long ago you forgot what they were.

Part of learning how to handle credit should also be awareness of cash advance and annual fees. And, just as it would be with any card holder, a comparison between cards based on rates, fees and possible rewards is essential before opening any accounts. Cards that offer rewards such as airline miles, cash back or discounts might be useful for some students—why shouldn't they spend Reading Week somewhere sunny and warm, as long as they're paying for it themselves—provided they're not paying too much to accumulate those "rewards." 

Set a good example
Children always learn, of course, by example, so if your credit use is healthy you've given your students a great model to follow. Remember though, that sometimes mistakes are the best teachers.  So if your child does make some minor
credit slip-ups in the beginning (note emphasis on minor), it's better now, especially while you're still in the picture and the amounts (we hope) are small. Treat it as a learning opportunity.
family going over credit cards
Ask Audrey
Dear Audrey,

Is it true if I piggyback off my mom's credit that certain credit bureaus will not honor that history?

Thank You,

Rachel D.

Hi Rachel

What you refer to as "piggybacking" is the practice of having a card holder with a good credit history sign someone else to an account as an authorized user so that that person benefits from the card holder's good credit history. The industry has been cracking down on this practice because consumers with lower credit scores were able to pay those with higher scores to add them to their accounts as an authorized user, without actually using the account.

The best way to improve your credit score is still to establish credit, pay bills on time, and not take on too much credit. Find out more about managing your credit health in our Learning Center.

Until next month,


Audrey O'Dell Newsletter Editor

Your credit horoscope


Regal and dramatic, Leos love to spend. But by keeping tabs on your credit, you'll be sure to keep it under control. Unlimited Credit Monitoring is the most comprehensive way to monitor your credit.

Every so often, TransUnion enjoys sharing special offers with you, such as discounts on TransUnion products as well as offers from our partners. TransUnion is dedicated to educating and empowering our members through tools and resources such as this free monthly newsletter. You are receiving this email newsletter because you expressed interest in our special offers when you placed your order or signed up for our newsletter online. If you received this email from a friend, you can subscribe to our free monthly newsletter and special offers at http://www.creditprofile.transunion.ca/learningCentre/askAudrey/freeNewsletter.jsp?mn=50282

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