I am actively marketing our Regina DollarMakers Joint Venture Bootcamp Seminar, and thought I would send it to my contact list, even though many of you don't live in Regina. I'm attaching two ebooks, written by Robin Elliott, and talk about Joint Ventures.
If you can, please let your friends know about this event as they may benefit from it.!!
WHAT: DollarMakers Joint Venture Bootcamp Seminar WHERE: Western Christian College - 4th Ave & Lewvan Dr WHEN: October 25, 2008 8:30 am to 6 pm Registration is at 8:30 PRESENTER: Robin J Elliott - Joint Venture Expert ADMISSION: $497 per person (includes a spouse)
ABOUT THE DOLLARMAKERS JOINT VENTURE BOOTCAMP We are pleased to announce we are hosting the first ever DollarMakers Joint Venture bootcamp in Regina on Saturday, October 25, 2008. This all day event is guaranteed to help the serious entrepreneur be able to generate more profit for his business. You'll learn the fundamentals of doing joint ventures & joint venture marketing, and you'll be mentored in person by the expert himself Robin J Elliott of DollarMakers.com
The purpose of the Bootcamp is to teach people how to make more profits from utilizing the power of leverage and joint ventures. They will learn how to leverage and benefit from other peoples skills, resources, money, time, relationships, contacts, distribution systems, products, services, reputations and more…
WHAT YOU WILL LEARN AT THE OCTOBER 25, 2008 BOOTCAMP
If you are one of the lucky “outside the box” thinking people who attend this exclusive Fast Track JV 101 Bootcamp, Robin J Elliott will personally teach YOU:
How to leverage and benefit from other peoples skills, resources, money, time, relationships, contacts, distribution systems, products, services, reputations and more…
How to Borrow Credibility and use leverage and duplication to build solid wealth in your spare time, by understanding and implementing JV’s.
What is a JV, how does it work, how to make money from it.
How to select the right JV partners.
How to select matching businesses and see the synergies
How to approach potential JV Partners, and how to explain the concept to others in seven minutes or less.
Learn what language and words to use in order to impress the person you’re talking with and get their undying respect in the first four minutes
How to make them an offer so powerfully compelling that they just cannot refuse it ever single time.
How to remove all of the risk and cost from every single JV deal.
29 Different Joint Venture Strategies to get you started!!
NEED TO KNOW IF THIS IS RIGHT FOR YOU? FREE EBOOKS! I've attached 2 joint venture ebooks titled "Life Is a Joint Venture" (341 Pages) and "Joint Adventures" (149 Pages), Valued at $98.00, at no charge to you. I want you to get an instant idea about what joint ventures are, so that you'll get the idea of they are right for you.
Not able to access these attachments? Download the Joint Venture ebooks here: http://www.jvworks.com/freeoffer/
FREE 1 HOUR INTERVIEW WITH ROBIN J ELLIOTT I'm also giving you a one hour interview with Robin J Elliott and Monty Loree, a $39.00 value, at no charge to you. During this interview, Robin Elliott answers the fundamental questions about who he is, why he's qualified to teach joint ventures, and What are Joint Ventures. Listen to the Podcast interview here: http://www.jvsask.com
ALOT OF VALUE FOR YOU We're pleased to bring in the quality and very experienced speaker, Robin Elliott. Believe me, Robin Elliott will give you access to his 22 years of practical Joint Venture experience.
Our motivation is to give you alot of valuable information that will help your business make more profits. We're not going to high pressure sell you products and services. Our ultimate goal is to find people who are interested in helping their businesses make more profit and becoming prospective joint venture partners. That's why we're giving you away FREE ebooks and podcasts to start, to make sure that this is right for you.
MONEY BACK GUARANTEE You never have to worry about getting your money’s worth because you have our “Money Back Guarantee”. Just try the first 4 hours of the event (until 12 pm and if you are not absolutely convinced you have gotten at least double the value of your registration by that time, then just let us know and we will refund you all of your money on the spot!
In the meantime, please enjoy the free ebooks located at: http://www.jvworks.com/freeoffer/
and the podcasts located at: http://www.jvsask.com
You can also see video interviews from the Winnipeg Joint Venture Bootcamp on Facebook: http://www.facebook.com/reqs.php#/group.php?gid=10515218145&ref=ts
Hope to see all of you at the first ever Regina DollarMakers BootCamp Seminar!!
FW: job opening for the position of accounts receivable officer (APPLY NOW)
This is a great spam email... From Ashley furniture.. Sounds nice and innocent. They want you to fill out their form and give you all sorts of personal information.
Sounds pretty bad to me. Ashley scam artist / spam furniture.
-----Original Message----- From: ASHLEY FURNITURES INC [mailto:admini@ashleyfurnitures.com] Sent: Friday, August 22, 2008 5:12 PM Subject: job opening for the position of accounts receivable officer (APPLY NOW)
ASHLEY FURNITURE COMPANY
Dear Sir/Madam,
We have a job opening for the position of accounts receivable position.Would you like to work from your home and get paid weekly? We are offering this position to all interested applicants. Please carefully read through.
ASHLEY FURNITURE COMPANY is a well established Manufacturing Firm,That delivers delivering high quality precision furnitures products to some of the largest and best known companies in far back Asia ,the Regions Of America and Rest of The world for a long time. You will find our high quality furnitures in the BEST products on the market today.
We serve the entire United States and a growing export market,particularly in the supplies of selected products. Superior products including Sofas & Loveseats,Bedding Ensembles, Chairs & Ottomans. Your primary task for now , as a representative of the company is to coordinate payments from customers and help us with the payment process.You are not involved in any sales. Once orders are received and sorted we deliver the product to a customer. After this has been done the customer has to pay for the products but in most cases we make our clients prepay for orders or items they order for.
About 90 percent of our customers prefer to pay through Certified Checks or Money Orders drawn from the United State based on the amount involved.We have decided to open this new contract -to-hire job position for solving this problem.
Your First Primary task(Collection of Payments):
1. Receive payment from our Customers or Clients. 2. Cash Payment at your Bank or any cashing facilities near you. 3. Deduct 10 % which will be your percentage/pay on Payment processed 4. Forward balance after deduction of percentage/pay to any of the offices you will be contacted to send payment to, You'll have a lot of free time doing another job, because this job is part time, you'll get good income. But this job is very challenging and you should understand it. We are considering your application because you satisfy our requirements and we are sure you will be an earnest assistant till we start running our branch office in your state.
Get back to us with information below , so that we can add your mailing address to our Regional database and forward it to our customers for them to send payments.
First name................... Middle name.................. Last name.................... Address Line 1(Not P.O Box)............... Address Line 2............... City......................... State......................... Zip/Postal code.............. Age.......................... Marital Status............... Nationality.................. Home phone................... Cell phone...................
YOUR PREFFERED MODE OF COMMUNICATION EITHER BY PHONE OR BY EMAIL.
Your response to this email is needed , so that we can reconfirm yourmailing address details we have in our database.We will be updating you as soon as the payment is being sent to you and you will be directed as to where to have the remaining 90% of the money sent to, after the deduction of your 10% pay on any payments received and processed by you.
A swift acknowledgement of the receipt of this email will be appreciated.
Thanks For Your Total Understanding. James Douglas, Staffing and Recruiting Dept, Regional Manager, ASHLEY FURNITURE COMPANY
STATUS OF YOUR RESUME !
N.B:Note: We will never ask you for anything more than that which we have stated above. No bank names, No bank account number, routing number, credit card, passwords, SSN# etc. If anyone asks for those on our behalf please do not give out this info.This is to ensure your security and non involvement in cases of Identity theft. -------------------------------------- ASHLEY FURNITURE COMPANY
BRITISH HIGH COMMISSION Metro Plaza, Plot 991/992 Zakari Maimalari Street Cadastral Zone AO, Central Business District, Abuja. TEL: +234 806 8936254 E-MAIL: brithighcomm1@live.com
Attention,
The BRITISH High Commission in Nigeria,Benin Republic,Ghana and Burkina Faso received a report of scam against you and other British/US citizens and Malaysia,Etc. whom the country of Nigeria/Benin,Burkina faso
And Ghana have recompensed you due to meeting held with Four countries Government and the world high commissions against fraud activities by the Four country Citizens.
Your name and the names of those victims whom emails address i have sent along for your perusal was listed by the Nigeria Financial Intelligent Unit (NFIU). A recompensation has been issued out in ATM CARD to all the affected victims and has been already in distribution to all the bearers. Your ATM CARD was among those that was reported undelivered as at on Friday and we wish to advise you to see to the instructions of the Commitee to make sure you receives your ATM CARD immediately for your depositing into your account.
NFIU further told us that the use of Nigeria Couriers and the Benin was abolished due to interception activities noticed in the above mentioned courier services in Benin,Nigeria and Ghana and thereby have made a concrete arrangement with the DHL Courier Company for a safe delivery to your door-step once the beneficairy meets up the demand of the conveyancy.
We advise that you do the needful to make sure the NFIU dispatches your recompense on Monday. You are assured of the safety of your draft and availability and be advised that you should stop further contacts with all the fake lawyers and security companies who in collaboration scammed you. Call me at: +234 806 8936254 immediately to check if the delivery date suits you.
Yours in Service,
Mr. Richard Gozney CONSULER, BRITISH HIGH COMMISSION ABUJA.
FW: IMMEDIATE PAYMENT NOTIFICATION VALUED AT US$5.6 MILLION
O MG... this spam kills me...
If I get another one of these....
People's please don't be fooled by these scammy emails.
_________________________________________
FROM THE DESK OF MR. JEFFREY DEAN
DIRECTOR, FOREIGN OPERATIONS DEPARTMENT
HSBC BANK PLC
8, CANADA SQUARE,
LONDON, UK
Our Ref: HSBC-0XX2/482/08
Attention: Honorable Beneficiary,
IMMEDIATE PAYMENT NOTIFICATION VALUED AT US$5.6 MILLION
It is my modest obligation to write you this letter as regards the authorization of your owed payment through our most respected financial institution (HSBC BANK PLC). I am Mr. Jeffrey Dean, The Director, Foreign Operations Department, HSBC Bank Plc, UK. The British Government in conjunction with US GOVERNMENT, WORLD BANK, UNITED NATIONS ORGANIZATION on foreign payment matters has empowered my bank after much consultation and consideration to handle all foreign payments and release them to their appropriate beneficiaries with the help of a representative from Federal Reserve Bank of New York.
As the newly appointed/accredited International Paying Bank, we have been instructed by the World Governing Bodies together with the Committee on International Debt and the Board of Foreign Winnings, Inheritance and Contract Review Panel to release your over due funds with immediate effect; with this exclusive Vide Transaction No.: WHA/EUR/202 and Transfer Allocation No.: HSBC/X44/701LN/WGB/GB, Password: 339331, Pin Code: 78569, Certificate of Merit No: 104, Release Code No: 0876; Immediate HSBC Telex Confirmation No: -222568; Secret Code: XXTN014.Having received these vital payment numbers, you are instantly qualified to receive and confirm your payment with the United Nation immediately within the next 48hrs.
Be informed that we have verified your payment file as directed to us and your name is next on the list of our outstanding fund beneficiaries to receive their payment before the end of this first term of the year 2008. Be advised that because of too many funds beneficiaries due for payment at this first quarter of the year, you are entitled to receive the sum of Five Million Six Hundred Thousand United States Dollars (US$5,600,000.00) only, as part payment so as to enable us pay other beneficiaries. To facilitate with the process of this transaction, please kindly re-confirm the following information below:
1) Your full Name and Address:
2) Phones, Fax and Mobile No. :
3) Profession, Age and Marital Status:
4) Copy of any valid form of your Identification:
Upon our receipt of the above mentioned information, your payment will be processed and released to you without delays. Be also informed that you are required to discontinue further communication with any other person (s) or office so as to avoid disstortion of data, you are required to provide the above information for your transfer to take place through Bank to Bank Remittance directly from HSBC Bank.
Your prompt response to the above directive is highly imperative
OMG... This spammy person is going to die if you don't give her some help. I would like to meet the people who sit and take time to write these spammy emails.
Again... This is spam!!
-----Original Message----- From: Maria Johnson [mailto:maria@info.com] Sent: Friday, August 22, 2008 8:51 AM To: undisclosed-recipients: Subject: PLEASE READ,GOD BLESS YOU
Hello,
My name is Mrs. Maria Johnson.I am a dying woman who had decided to donate what I have to you. I am 59 years old and was diagnosed for cancerabout 2years ago,immediately after the death of my husband, who had left me everything he worked for.I have been touched by God to donate from what I have inherited from my late husband to the you for the good work of God,rather than allow my relatives to use my husband's hard earned funds ungodly.I will be going in for an operation,and i pray that i survive the operation. I have decided to WILL/donate the sum of $10,500,000(Ten million five hundred thousand dollars) to you for the good work of the lord,and to help the motherless,less privileged and also for the assistance of the widows.Presently,I have informed my lawyer about my decision in WILLING this fund to you.I wish you all the best and may the good Lord bless you abundantly, and please use the funds well and always extend the good work to others.
Kindly Contact my lawyer through this email address (walter_ashdownlawfirm2008@yahoo.com.hk) or you can call his private line : +447024053733. if you are interested in carrying out this task,so that +he can arrange the release of the funds ($10,500,000.00) to you. My lawyer's name is Barrister Walter Ashdown.I know I have never met you but my mind tells me to do this,and i hope you act sincerely.
Will these ever stop? How dumb do people think we are?
This is an obvious scam letter.
-----Original Message----- From: CYNTHIA RUTHFORD [mailto:cynthiaruthfoard@gmail.com] Sent: Thursday, August 21, 2008 6:44 AM Subject: Payment Notification
Continental Bank Plc
Attn: Beneficiary,
I am Mrs Cynthia Ruthford ,the manager foreign operation remittance Department of this bank.
We wish to bring to your notice that my office has taking over all the money transaction which originates from any part of Africa,United States, Asia and European countries as Contract payment and Fund inheritance due to unauthorized/incapability of financial institutions/security companies In releasing such huge sum of money due to Fraud, terrorist and money Laundry activities going on world wide.
The World Bank Group has Mandated the Continental Bank Plc via my Office to release such contract/inheritance funds to beneficiaries through direct Telegraphic Wire Transfer banking system,Hence Your Name appears as one of The fund beneficiaries whom their fund was successfully cleared recently From Terrorist and Money laundry and your money will be released to you Through direct Telegraphic Wire Transfer to avoid paying excess charges.
As regards to this arrangement,you are advised to contact the telex director Dr Admin Jibunor via her direct email; adimjibunor@gmail.com to transfer your fund into your bank Account that you would provide.
You are therefore advised to forward your direct telephone numbers,Your complete name and your mailing address including your Banking Details to Mrs Linda Brown for Immediate release of your Six Million Two Hundred Thousand United States Dollars Only (US$6.200,000.00)
Therefore be aware that your funds will have a hitch free claim once you follow all banking directives
Finally, respond to this mail immediately including the required information.
Sincerely yours, Mrs Cynthia Ruthford Continental Bank
I have been planning this newsletter 'Brain Fitness' for over a month now. As with most; I allowed my life to get in the way and procrastinated.
You know how they say 'things happen for a reason'?
Well; the last 2 weeks have been a whirlwind for me; and one of the things that happened, I would like to share with you.
FIRST: My patients' Karen and John need your good thoughts.
Please say a small prayer (or ask the Universe) for strength and health for them both.
Karen and John's story:
3 weeks ago, they were living life as usual. They have 4 dogs, and 2 horses. They are a loving couple, devoted to each other.
2 weeks ago, Karen had symptoms of a stroke.
I know she won't mind me telling you all this: she felt something was wrong for quite a few days before this; BUT DIDN'T WANT TO TELL JOHN, OR ADMIT THAT THERE WAS SOMETHING WRONG.
It turns out that Karen had a brain tumor that bled; and she is now paralysed on her left side.
(Oh, she walked into the ER with John's help; refusing a wheelchair. He says he is OK with looking like a very bad husband for 'allowing her to walk into the ER'.)
She is being a shining example of strength; with smiles and many stories.
When I saw her, I asked her 'How are you'; and she replied, 'Not quite how I thought I would spend my long weekend'. She went on to say that instead of complaining, and bringing everyone around her 'down', she chooses to be happy and make the best of her situation.
Why am I telling you all this:
Well, let's look at the obvious.
Don't practice denial
Women, in all my 15 years of working in Emergency departments; ALWAYS MINIMISE THEIR PROBLEMS; IGNORE THAT SOMETHING COULD BE WRONG, AND PRESENT LATE.
No matter what is wrong, we wait too long to do anything THAT COMES TO TAKING CARE OF OURSELVES.
And I am as guilty as everyone of you who does the same.
So, let's make a pledge today, to be pro-active; and look after ourselves; and seek help at the first sign of something being amiss.
Next,
YES. Attitude is everything.
I have been reading a lot on personal development, watched 'The Secret' a second time, am listening to Stephanie Franks ('The Accidental Millionaire - her story of attitude and success; and talks a lot about personal attributes that lead to success - I believe that health; personal success, financial success, relationship success; and spiritual success all have the same principles/ foundation).
Our mind can really change the outcome of MANY situations.
'If you change the way you look at things, the things you look at change'.
Let's remember the power of our minds.
I'm sure there are more appropriate quotes - please send me quotes I can use: Let's collect them for Karen to support her.
I will send all your 'quotable quotes' to her and John.
* When you are under high stress, your cortisol levels elevate. This can contribute to poor memory (that you may only notice when you answer specific questionnaires; or find that you only remember 8 things instead of 14 things without writing it down - point is; you can still be 'highly functioning'; but less high that you used to!)
High cortisol impairs quality of sleep; and sleep deprivation makes your brain more tired and less agile.
* Reading, and actively engaging your brain in activities like crosswords, word games, mental arithmetic (brain exercises) help maintain brain fitness.
* Concussion or head injury increases your risk for Alzheimer's disease 2-fold.
* Estrogen is important to prevent Alzheimer's disease in both men and women.
Next newsletter will cover more.
In the meantime:
MAKE THE TIME
For those of you who have not had a Health Assessment at Chronos Apollo yet:
We are offering a 'Healthy Living' SCREENING service.
(This is different from our usual 2.5 hour intake process).
Until August 31, 2008:
Receive a complete blood test evaluation to assess your health situation. I will also request a bone density, mammogram, ultrasound, and screening test for colon cancer.
I will do a complete physical examination (covered by Alberta Health care) on every person who wants to protect their health .
(30 minutes out of your day's activities, and travel time - can you afford NOT to spend this time?)
Once your results are available:
See Dr. Lo ND or Dr. Drobot ND to get onto the path towards Healthy Living.
(another 30 min)
See Dr. Elena for information on lowering your risk for cancer (another 30 -45min)
You will receive a 'report' on our findings.
TOTAL TIME AT THE CLINIC: 90-120 MINUTES.
tOTAL OTHER TIME: YOUR TRAVEL TIME.
We have FREE parking, so no excuses.
(Naturopathic Medicine and health/ nutrition counselling are not insured by AHC.
Your investment for this service is $275)
Please call now: (403) 237 2353 to book your appointment.
Please ask for the Healthy Living Screening appointment.
THE INCIDENCE OF BRAIN TUMORS IS FAR LESS THAN OTHER CANCERS.
Let's put it in perspective:
- BREAST CANCER:>500 000 deaths per year.
- COLORECTAL CANCER: 665 000 deaths per year.
So, let us think of Karen and allow me to use her story to remind every one of you to focus on health; get checked; even if it is time out of your day; or your hectic schedule.
* LIFESTYLE
STRESS CAN WEAKEN YOUR IMMUNITY AND DEFENCES.
Remember that you need strong immunity to protect you from cancer cell growth.
STRESS also affects your risk for cancer in the following ways:
- promotes insulin resistance, and this causes certain cancer cells to grow more quickly.
- causes weight gain which is directly implicated in certain cancers eg. colon cancer, endometrial cancer.
(Remember, it is not 'quitting' but 'GAINING' health.)Exercise can improve your immunity. It promotes healthy circulation and healthy oxygenation of cells.
Thank you for reading my newsletters. I will make the next one 'more meaty' with information and hints. Tonight, it was all about Karen, and John; and what we can learn from their story. And how we, at Chronos Apollo, want to help you stay healthy. Enjoy your loved ones; and your life to the fullest.
I see the most amazing stories of love in the Emergency Department; and through the lives of my patients. I am honored and blessed to be allowed the view and inspiration.
To John and Karen: Thank you for sharing your story, your faith and your love for each other; and your strength with me; and with all my readers of this newsletter.
It's August. Besides thinking about vacations and how much longer we have to put up with mosquitoes, our attention turns to the inevitable: going back to school. Whether you have a child who's going off to college or university, one in high school, or if you are a big kid yourself, it's really important to add healthy credit usage to the list of essential life skills.
Online learning offers many options
Your credit might be in order but is your career? If getting a degree is the only thing standing between you and the job of your dreams, consider online learning. With online education, you're in charge of your schedule. Some employers reimburse tuition expenses and don't forget—a degree might mean a higher salary! Online learning offers a wider choice of programs and degrees than ever before…you don't have to go off to college to get a great education anymore!
Back to School: Credit Strategies for College Kids and Adults Alike
This is the time of year your soon-to-be high school
graduate is probably making some decisions about university or college—if not what to study, at least where. For many, it may be the first time away from home, the first time they are forced to pick up after themselves or do their own laundry. It's also a moment when many parents decide to give their child a credit card for the first time, or co-sign for one. You want to make sure your child learns to use credit safely and responsibly. After all, this is the first step on the road toward building a healthy credit score that could someday lead to buying a car or a house. Though it may be hard to imagine your youngster someday buying a house, by covering a few credit basics, you help to ensure he or she starts out on the right path—and perhaps is less likely to make costly mistakes!
If you know college kids who have time to go shopping, it might mean they're not studying enough! That's where credit cards come in—offering the convenience of online shopping as well as the opportunity to start creating a sound credit history. If you're the one who's paying the bills later, credit cards give you (or the student) a way to track and protect those purchases, as well as financial resources in an emergency. In the last few years, there has been no shortage of sign-up opportunities as credit card companies are a staple on campuses across the country.
A little guidance goes a long way Beginning credit customers may need guidance; they might not realize that bills not paid in full result in something called "interest charges," and credit is best used as a valued resource, not a way of life (going south for Reading Week doesn't count as an "emergency").
It's easy, when spending "plastic," for youngsters to lose sight of the fact that this is real money which will result in actual bills, especially when you haven't yet had the experience of paying down a credit card balance month after month for purchases you made so long ago you forgot what they were.
Part of learning how to handle credit should also be awareness of cash advance and annual fees. And, just as it would be with any card holder, a comparison between cards based on rates, fees and possible rewards is essential before opening any accounts. Cards that offer rewards such as airline miles, cash back or discounts might be useful for some students—why shouldn't they spend Reading Week somewhere sunny and warm, as long as they're paying for it themselves—provided they're not paying too much to accumulate those "rewards."
Set a good example Children always learn, of course, by example, so if your credit use is healthy you've given your students a great model to follow. Remember though, that sometimes mistakes are the best teachers. So if your child does make some minor
credit slip-ups in the beginning (note emphasis on minor), it's better now, especially while you're still in the picture and the amounts (we hope) are small. Treat it as a learning opportunity.
Dear Audrey,
Is it true if I piggyback off my mom's credit that certain credit bureaus will not honor that history?
Thank You,
Rachel D.
Hi Rachel
What you refer to as "piggybacking" is the practice of having a card holder with a good credit history sign someone else to an account as an authorized user so that that person benefits from the card holder's good credit history. The industry has been cracking down on this practice because consumers with lower credit scores were able to pay those with higher scores to add them to their accounts as an authorized user, without actually using the account.
The best way to improve your credit score is still to establish credit, pay bills on time, and not take on too much credit. Find out more about managing your credit health in our Learning Center.
Until next month,
Audrey O'Dell Newsletter Editor
Your credit horoscope
Leo
Regal and dramatic, Leos love to spend. But by keeping tabs on your credit, you'll be sure to keep it under control. Unlimited Credit Monitoring is the most comprehensive way to monitor your credit.
ABOUT THIS NEWSLETTER: Volume 4 - Issue 8 Every so often, TransUnion enjoys sharing special offers with you, such as discounts on TransUnion products as well as offers from our partners. TransUnion is dedicated to educating and empowering our members through tools and resources such as this free monthly newsletter. You are receiving this email newsletter because you expressed interest in our special offers when you placed your order or signed up for our newsletter online. If you received this email from a friend, you can subscribe to our free monthly newsletter and special offers at http://www.creditprofile.transunion.ca/learningCentre/askAudrey/freeNewsletter.jsp?mn=50282
ABOUT TRANSUNION TransUnion was formed in 1989 with the goal of offering the highest quality consumer credit related products and services to the Canadian market. Our products are developed to meet the demands of Canadian businesses while respecting consumers' needs and expectations. While our national headquarters are located in Toronto, we provide local service and support throughout Canada. To learn more about TransUnion, please visit www.transunion.ca.
PLEASE NOTE TransUnion features TransUnion data for all complimentary credit scores as well as fraud-watch emails.
TransUnion reserves the right to publish or use any responses, questions or comments emailed to this address for promotional or other purposes without any further permission, notice or payment of any kind to the sender. All such submissions will be the property of TransUnion.
The information contained in this newsletter is for educational purposes only. You should consult your own attorney or seek specific advice from a professional regarding your particular situation.
UNSUBSCRIBE You are subscribed as: montyloree@hotmail.com. If you wish to unsubscribe, please click here. To change your email address, please login to your account, and click on the "your account" tab in the upper right corner.
FW: WORLD BANK GROUP AND UNITED NATION ORGANIZATION APPROVAL PAYMENT $8.3M. CODE:(511)
OMG.. I hate these spam emails. They are so blatantly rude and stupid.
Folks... Please don't fall for these scam, spam messages.
Our Ref: UN/ ============================================================================ ==== UNITED NATION ORGANIZATION AND EUROPEAN UNION do hereby give this irrevocable approval order with Release Code: GNC/3480/02/00 in your favor for your contract entitlement/award winning payment with the UNITED NATION to your nominated bank account. Now you?re new Payment,United nation Approval No;UN5685P,White House Approved No:WH44CV, Reference No.-35460021, Allocation No: 674632 Password No: 339331 , Pin Code No: 55674 and your Certificate of Merit Payment No : 103 , Released Code No: 0763; Immediate Citibank Telex confirmation No: -1114433 ; Secret Code No: XXTN013, Having received these vital payment number , therefore You are qualified now to received and confirm Your payment with the United Nation immediately within the next 72hrs.
As a matter of fact, you are required to Deal and Communicate only with MR ANDREW WOLLEY, DIRECTOR INTERNATIONAL REMMITTANCE CITIBANK OF UNITED KINGDOM, with the help and monitory team from the CITIBANK OF NEW YORK which is our official remitting bank, Committee On Foreign Payment Matters in United Nation, has look up to make sure you receive your fund valued $8.3m. So contact: MR ANDREW WOLLEY on his contact information,Direct Citibank Telephone No +44 793 617 9966, Cell/mobile +44-762-4198271, Fax Number:+44 870 288 7323, Email: wiretransfer_andrewwolley007@hotmail.com for immediate release of your contract/inheritance/Award Winning claim Be informed that you are not allowed to correspond with any person or office anymore, You are required to send bellow information for your transfer.
1) YOUR FULL NAME: 2) ADDRESS,CITY,STATE AND COUNTRY. 3) PHONE,FAX AND MOBILE 4) COMPANY NAME(IF ANY) POSITION AND ADDRESS 5) BANK DETAILS, a)ACCOUNT NO,ROUTING NO/SWIFT CODE 6)BANK NAME AND BANK ADDRESS. 7)PROFESSION,AGE AND MARITAL STATUS 8) COPY OF YOUR INT'L PASSPORT/DRIVERS LICENSE
NOTE: YOUR PERSONAL CONTACT/COMMUNICATION CODE WITH CITIBANK IS(511),YOU ARE ARE ADVICE TO SEND YOU FULL BANKING INFORMATION TO THE CITIBANK OF LONDON INTERNATIONAL REMMITTANCE DIRECTOR HEADED BY MR ANDREW WOLLEY AND MAKE SURE YOU SPEAK WITH HIM, WITH YOUR NEW PAYMENT CODE FOR RELEASE OF YOUR PAYMENT AND SEND HIM ALL YOUR BANKING INFORMATION NOW. CONTACT CODE(511)
OFFICER:MR ANDREW WOLLEY. POSITION:DIRECTOR,INTL,REMMITTANCE CITIBANK LONDON. TELEPHONE OFFICE/BANK:+44-762-4198271, FAX NUMBER:+44 870 288 7323, Direct Citibank Telephone No +44 793 617 9966, EMAIL: wiretransfer_andrewwolley007@hotmail.com
SIR FRANK PETERSON. (CHAIRMAN COMMITTE ON FOREIGN CONTRACT/AWARD WINNING PAYMENT UNITED NATION AND USA GOVERNMENT).
FW: DollarMakers Bootcamp Registration, Monday June 23rd 8:25 AM
June 18, 2008 Hi Everyone!
First of all, Congratulations on your registration for the DollarMakers Joint Venture Broker Bootcamp, happening this coming Monday, June 23rd, 2008, in Winnipeg, Canada. We STRONGLY RECOMMEND you bring your "significant other" or another family member. Please phone me for financial details (Andrew 204-480-6606). You will be surprised.
This is your Final Confirmation and Follow-up for the Event. The JV Bootcamp will run Monday from 8:25 AM to 6:35 PM. We will have the room until 8:30 PM or so, if you wish to stay and chat with other Joint Venture brokers, or perhaps with Robin. Rika Elliott will be hosting a DollarMakersWomen's Club Sunday evening. A buffet supper begins the experience at 5:30 pm with the formal meeting to follow from 7:00 to 8:30 pm. Gentlemen are welcome for the dinner but ladies only at the formal meeting please. We find these "women's only" meetings highly gratifying and splendid in terms of boosting the ladies' effectiveness, confidence, and ambition to do what they truly dream about. You might be greatly surprised at how well ladies work together and inspire each other. The cost of the Women's meeting is included in the Bootcamp fee. You need only pay for your own meal. On Tuesday morning, June 24th, Robin & Rika will be hosting a private breakfast from 10:00 am to 11:30am. This is a "by invitation only" event. If you would like to be invited, please contact me (Andrew 204-480-6606). The breakfast is for eager action takers exclusively. This is a rare opportunity to meet the Elliotts personally and ask them your special question. Again, the cost of the meeting is included in the Bootcamp fee. You need only pay for your own breakfast. THE MAIN EVENT Now, for the main event, the Bootcamp on Monday:
We are very excited about this Bootcamp and confident that the skills you will learn on this one day will be able to change where you are in life to where you want to be.
You will learn, among other things:
There are No Limits on your income
There is No Competition
Learn how to Earn 100% Profit Margin
Exponential growth of your passive RESIDUAL income
Learn to make money with No Product, No Inventory, No Staff, No Hassles
Work from anywhere in your underwear (or swimsuit for that matter)
and much, much more!
The Best thing about what you will learn is that you can do it RIGHT AWAY!. We have had members retire in 7 months after learning and applying the skills they learned at our course. We hope you will be one of them! We have people from across the US (California, Florida, Texas), Canada, Mexico and South Africa attending (the new DollarMakers Director for South Africa will be there.) so we are looking forward to the amount of relationships that we can build from the attendees.
These Bootcamps are THE BEST place to make money, with the Contacts that you will meet at this event to help grow your Business.
If you have any questions, please let Winston Bromley, our Technical Director, know. He can be reached at 1-888-634-1465 or via email to winston@dollarmakers.com
Registration begins at 8:25 AM and we start promptly at 8:55 AM, so please be on time. Being early will give you an opportunity to meet some extraordinary individuals. By the end of the day you will wish you had met more.
We will have your Name and ID Badge ready for you, so please bring ID. If you are paying at the door, please bring Cash, as we do not accept Credit Cards at the door.
Note: Anyone who is late to the Opening of the Bootcamp will have to wait until the next available break to enter the room. NO EXCEPTIONS!
Please give yourself ample time to arrive
NEED A Room for the NIGHT?
If you require a room for the night or two, we have blocked off some rooms at the Hotel. Please book early - - there is limited availability. Please mention you are there for DOLLARMAKERS and your room rate will be $65 CDN + GST tax.
WHAT TO BRING Although what to bring varies from person to person, we recommend:
Business Cards or some sort of contact information for your business or yourself.
A Sweater or Jacket in case the room is too cool for some people
Pen and Paper (notepads and pens will be provided however you can never have be too prepared
Lunch is not provided however we do have Coffee, Tea and water at our breaks. There are two good restaurants in the hotel: Aaltos Buffet & Tavern United, and some excellent restaurants a very short drive away. Details will be provided at the Bootcamp on your best options.
WHAT TO WEAR
Although people can come as they see fit for a Business Seminar, we recommend:
Business Attire
Dress for Success
No hats or baseball caps will be allowed
No flip-flops (please).
If you have any questions, please let Winston Bromley, our Technical Director, know. He can be reached at 1-888-634-1465 or via email to winston@dollarmakers.com
We will see you on Monday (or Sunday) at the Canad Inn Garden City.
Together we do amazing things!
Best Wishes, Robin J. Elliott, President, DollarMakers.com
Like it or not, it's that time of year again. Time to start our annual ritual of tracking down tax documents, searching for stray bank statements and rounding up receipts. And whether you do your taxes yourself, take them to your accountant, or a tax preparation service, there are some ways to make tax time a positive experience.
5 ways to stop spending and start saving
1. Admit you overspend on certain items and commit to cutting back in your worst areas.
2. Learn to adjust – if you spend more on travel and shopping, then maybe cut down on entertainment.
3. Be creative – instead of taking a taxi or bus try walking or riding your bike. Likewise if you eat out more than once or twice a week, don't order dessert and cut down on alcohol. This will benefit your health and wallet.
4.Try to budget for bigger expenses – just $10 a day over a few months really adds up, but you must be religious about adding to your daily savings.
5. Pay yourself first. That is, make "savings" a real monthly expense, just like your utility bills or your telephone bill.
a. What you need to know about your credit for tax season
b. Why you should use your refund to pay down
debt
c. Tips on how to go about paying off debt
Tax time is just about here. For some of us that invokes a sinking feeling, for others it sparks a sense of anticipation and the burning question — What will you do with your tax refund?
Here's a novel idea: how about using it to improve your credit?
You can and it's very simple. You just have to come to grips with a few things first.
For starters, recent surveys have found many Canadians paying off tens of thousands in credit card debt, with 90 percent saying they're deeper in debt now than five years ago.
If you are one of these average Canadians carrying too much debt right now, using your tax refund is a smart and easy way to pay it down. And the best part is, reducing your debt can boost your credit, improve the credit offers you receive and save you a lot of money in interest charges. Sure, that might not be as fun and exciting as a spontaneous long weekend in the Caribbean, but when you think of the long-term value of reducing debt and improving your credit, well, sacrificing your fun in the sun today may help you afford a lot more vacations in the future.
Here are a couple of quick pointers on how you can start paying down and reducing some of your debt, too:
Pay off your debt rather than moving it around
The most effective way to improve your credit in this area is by paying down your revolving credit. In fact, owing the same amount but having fewer open accounts may actually lower your score.
Make more than your minimum
First, break the habit of only paying the minimum. Paying only the minimum and only a fraction of the interest is exactly what the banks want you to do. The longer you take to repay the charges, the more interest they make, and the less cash you have in your pocket. Pay as much as you can afford each month.
Target your debt payments
Consider starting off by paying the most you can toward the credit card with the highest interest rate. Pay it off as quickly as possible. Then move on to the card whose interest rate is almost as high, and so on, until you have paid them all off as quickly as possible.
If you must, turn to your savings account
Ok, this is a last resort. No one wants to dip into or deplete their hard-earned savings, but if you're using it to pay off a 28.8% Annual Percentage Rate credit card, it's essentially the same as getting that 28.8% return without any risk on your part. The higher the interest rate on your debt, the more attractive repayment versus savings becomes.
Renegotiate terms with your creditors
Many creditors are willing to do this. All you
have to do is ask. You have nothing to lose and in many cases you can shave 3, 4 or even 5 percent off your Annual Percentage Rate. And you'll pay down your debt faster.
Dear Audrey,
My credit profile shows two credit cards that were charged-off and are now included in bankruptcy. I did not recognize these accounts, but after investigating found that they were old joint accounts with my mother, who recently declared bankruptcy. How can I get these removed from my credit?
Thanks Cheryl L.
Hi Cheryl,
Unfortunately, even though the accounts may be closed, they will remain on your credit profile for some time to come and continue to affect your credit. Although you did not file bankruptcy, this account was a commitment that you made with your mother. While her bankruptcy records will remain on her credit profile for 7-10 years, this account will continue to report on both of your files for six years from the time you first missed the payment prior to it being included in bankruptcy. However, there is a lot that you can do to improve your credit now. TransUnion has a host of articles dedicated to credit management topics online.
Bear in mind that positive records (such as closed accounts that were never paid late) can also remain on your credit profile and will only help your credit score.
You're sensitive and intuitive by nature, so you know how important it is to stay in tune with your credit and have a clear understanding of income and debt trends. Your intellectual side tells you that having Credit Monitoring is the best way to keep your financial future growing and green, like the first day of spring.
ABOUT THIS NEWSLETTER: Volume 4 - Issue 3 Every so often, TransUnion enjoys sharing special offers with you, such as discounts on TransUnion products as well as offers from our partners. TransUnion is dedicated to educating and empowering our members through tools and resources such as this free monthly newsletter. You are receiving this email newsletter because you expressed interest in our special offers when you placed your order or signed up for our newsletter online. If you received this email from a friend, you can subscribe to our free monthly newsletter and special offers at www.creditprofile.transunion.ca.
ABOUT TRANSUNION TransUnion was formed in 1989 with the goal of offering the highest quality consumer credit related products and services to the Canadian market. Our products are developed to meet the demands of Canadian businesses while respecting consumers' needs and expectations. While our national headquarters is located in Toronto, we provide local service and support throughout Canada. To learn more about TransUnion, please visit www.transunion.ca.
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You don't have to be big to go global Dear Monty Loree, A weak dollar translates into strong international sales. Learn how to take advantage of fast growing global markets.
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Internet Retailers Conference, June 9-12 in Chicago, IL
Making a refund? Refunds are quick and easy. Learn more Your account is calling Want to know if that payment came in when you're not near your desk? Just use your wireless phone and text bal to 729725 (PayPal), or go to m.paypal.com using your phone's browser. New tips from our Online Merchant Network New articles include:
How to talk to developers (and get what you want)
Planning your 2008 PPC campaigns
2007 holiday shopping recap and emerging trends
Grow your ecommerce business Get a FREE guide on 6 keys to improving Website conversions. Download your FREE copy
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In case anybody was wondering, this blog IS NOT associated with the TraderZone stock trading software. We've blogged about it, however, we're not associated with this company or software in any way or fashion.
Monty Loree's passion includes writing about money and personal finance. Monty has been a successful entrepreneur for over 14 years. More about Monty Loree
